REGULAR DEPOSITORS
Min ₹5,000 · Up to ₹5 Crore
SAMRUDDHI CUMULATIVE SCHEME — AT MATURITY
| Period (Months) | Interest p.a. | Amount Payable per ₹5,000 |
|---|---|---|
| 12 | 6.60% | ₹5,330 |
| 24 | 7.00% | ₹5,725 |
| 36 | 7.00% | ₹6,125 |
| 48 | 7.00% | ₹6,554 |
| 60 | 7.00% | ₹7,013 |
SAMRUDDHI NON-CUMULATIVE SCHEME — Min ₹50,000 (Monthly/Quarterly) · ₹25,000 (Half-Yearly/Yearly)
| Period (Months) | Monthly | Quarterly | Half-Yearly | Yearly |
|---|---|---|---|---|
| 12 | 6.40% | 6.45% | 6.50% | 6.60% |
| 24 | 6.80% | 6.80% | 6.90% | 7.00% |
| 36 | 6.80% | 6.80% | 6.90% | 7.00% |
| 48 | 6.80% | 6.80% | 6.90% | 7.00% |
| 60 | 6.80% | 6.80% | 6.90% | 7.00% |
SENIOR CITIZENS
+0.35% p.a. included in rates below
SAMRUDDHI CUMULATIVE SCHEME — AT MATURITY
| Period (Months) | Interest p.a. |
|---|---|
| 12 | 6.95% |
| 24 | 7.35% |
| 36 | 7.35% |
| 48 | 7.35% |
| 60 | 7.35% |
SAMRUDDHI NON-CUMULATIVE SCHEME
| Period (Months) | Monthly | Quarterly | Half-Yearly | Yearly |
|---|---|---|---|---|
| 12 | 6.75% | 6.80% | 6.85% | 6.95% |
| 24 | 7.15% | 7.15% | 7.25% | 7.35% |
| 36 | 7.15% | 7.15% | 7.25% | 7.35% |
| 48 | 7.15% | 7.15% | 7.25% | 7.35% |
| 60 | 7.15% | 7.15% | 7.25% | 7.35% |
KEY FEATURES
Min. Deposit (Cumulative)
₹5,000
Min. Deposit (Non-Cumulative)
₹25,000 – ₹50,000
₹50,000 for Monthly/Quarterly · ₹25,000 for Half-Yearly/Yearly
Maximum Deposit
₹5 Crore
Tenure Range
12 – 60 Months
Senior Citizen Benefit
+0.35% p.a.
Not applicable on deposits above ₹5 Crore
Employee Benefit
+0.35% p.a.
Employees / relatives / retired employees · Up to ₹5 Crore
Payout Options
Monthly / Quarterly
Half-Yearly / Annual / At Maturity
Credit Ratings
CRISIL AAA
IND AAA
Highest safety · Indicates Highest Safety
Issuer
Mahindra & Mahindra Financial Services Ltd.
Mahindra Group · Listed BSE/NSE
Rates w.e.f.
18 March 2026
Renewal Benefit
+0.05% p.a.
On renewals for public & senior citizen deposits up to ₹5 Crore (w.e.f. 1 Jun 2025)
FD PROCESSING CENTRE
4th Floor, Asv Ramana Towers, At No.37 & 38, Venkat Narayana Road, T Nagar, Chennai, Tamil Nadu 600017
Toll Free
1800 266 9266
Borderline
022-66523500
Email
fixeddeposit@mahindrafinance.com
Monday to Friday · 09:00am – 05:00pm