WHAT IS A PHYSICAL GOLD SIP?
A Physical Gold SIP is a Systematic Investment Plan for real, tangible gold — applied not to a mutual fund or paper instrument, but to actual coins and bars delivered directly to your home every month.
The concept is simple: choose a denomination — from 1 gram to 500 grams — and commit to receiving that quantity of certified 999-purity gold on a monthly basis. Each month, your gold arrives at your door, you verify it, and pay the jeweller directly on delivery. No advance, no intermediary holding your money.
Gold has been the most trusted store of wealth across generations. A physical SIP lets you accumulate it systematically — smoothing out price volatility through rupee cost averaging — while always knowing exactly where your gold is: in your hands.
HOW IT WORKS
01
Choose Your Monthly Denomination
Select how much gold you want to accumulate each month — 1g, 2g, 5g, 10g, 50g, 100g, or 500g. You can start small and increase over time.
02
Register with Sirius Capital
Share your delivery address and preferred denomination. Our team co-ordinates with the partnered reputed jeweller and schedules your monthly delivery cycle.
03
Gold Delivered to Your Doorstep
Every month, certified 999-purity hallmarked gold — coin or bar — is delivered directly to your registered address. Each piece is individually sealed and certified.
04
Pay on Delivery — Directly to the Jeweller
Payment is made directly to the jeweller representative at the time of delivery. No advance, no pre-payment, no holding of funds. You receive a proper GST invoice with every transaction.
05
Build Your Gold Portfolio
Month after month, your physical gold holding grows — fully in your possession, stored as you choose. Over time, rupee cost averaging smooths out gold price fluctuations.
AVAILABLE DENOMINATIONS
| Weight |
Form |
Purity |
Approx. Value* |
| 1 gram | Coin | 999 / 24K | ₹ 9,200 |
| 2 gram | Coin | 999 / 24K | ₹ 18,400 |
| 5 gram | Coin / Bar | 999 / 24K | ₹ 46,000 |
| 10 gram | Coin / Bar | 999 / 24K | ₹ 92,000 |
| 50 gram | Bar | 999 / 24K | ₹ 4,60,000 |
| 100 gram | Bar | 999 / 24K | ₹ 9,20,000 |
| 500 gram | Bar | 999 / 24K | ₹ 46,00,000 |
* Approximate values based on prevailing gold rates. Actual price at time of delivery will apply. GST applicable as per government norms.
WHY PHYSICAL GOLD SIP
🪙
Real Gold — In Your Hands
Unlike ETFs, SGBs, or digital gold — this is actual physical bullion. You hold it, store it, and own it outright. No counterparty risk.
🏅
999 Purity, Hallmarked
Every piece is 24-karat, 999 fine gold, certified with hallmarking and a purity certificate. The highest standard of gold available.
🚚
Doorstep Delivery
No need to visit a jewellery store. Your gold comes to you — at your home or office — on a scheduled monthly basis.
💳
Pay on Delivery
No advance payment or pre-booking required. Pay the jeweller directly at the door when the gold is in your hand — transparent and straightforward.
🧾
GST Invoice Every Time
Every delivery comes with a proper GST bill — making your purchase fully documented, legal, and auditable. Essential for wealth records.
📉
Rupee Cost Averaging
Buying a fixed weight every month means you accumulate more grams when prices are low and fewer when high — naturally averaging your cost over time.
🏦
Reputed Jeweller Partnership
Gold is sourced from verified, reputed jewellers — not street vendors. You get genuine, certified bullion with full accountability.
🔒
No Lock-in, Full Flexibility
Change your denomination, pause, or stop at any time. No lock-in period, no penalty — your SIP runs on your terms.
PHYSICAL GOLD VS PAPER GOLD
Paper gold — ETFs, SGBs, digital gold, mutual funds — tracks the gold price and offers liquidity, but you never actually own the metal. In a financial crisis, your "gold" is only as good as the institution behind it.
Physical gold has no such dependency. It is no one's liability. Owned outright, stored privately, it has preserved wealth through market crashes, currency devaluations, and geopolitical upheavals for thousands of years.
A Physical Gold SIP combines the discipline of systematic investing with the security of tangible ownership — the best of both worlds. You build a growing physical gold reserve, gram by gram, month by month.
Gold bought with a proper GST invoice and hallmark certificate also ensures full legitimacy — it can be pledged against loans, sold anywhere, gifted, or passed on as inheritance without question.