MONTHLY INTEREST
Monthly
| Series | Tenor | Coupon p.a. | Yield p.a. |
|---|---|---|---|
| Series 1 | 18 Months | 10.25% | 10.75% |
| Series 2 | 24 Months | 10.80% | 11.35% |
| Series 3 | 36 Months | 11.25% | 11.85% |
| Series 4 | 61 Months | 12.00% | 12.68% |
CUMULATIVE INTEREST
Cumulative
| Series | Tenor | Yield p.a. |
|---|---|---|
| Series 5 | 400 Days | 9.25% |
| Series 6 | 24 Months | 11.00% |
| Series 7 | 72 Months | 12.25% |
CREDIT RATINGS
ABOUT THE COMPANY
Incorporated in 2008, Chemmanur Credits and Investments Limited is a non-deposit-taking, non-banking financial company (base layer)registered with the RBI.
The company primarily engages in gold loans by lending money against the pledge of household gold jewellery ("Gold Loans") in Kerala, Tamil Nadu and Karnataka.
The company also offers microfinance loans, business and personal loans, money transfer services and the distribution of insurance products for third parties.
As of June 30, 2026, the company operated through 302 branches located across 6 states, namely Kerala, Tamil Nadu, Karnataka, Maharashtra, Telangana and Andhra Pradesh, managed through their registered office located at Thrissur, Kerala, and they employ 1,268 persons in their business operations.
The company is part of the Boby Chemmanur Group, which operates in various business segments and is headquartered in Kerala, India. The Group operates gold jewellery businesses in India, the USA and the Middle East. The Boby Chemmanur Group has received BIS certification for the purity of gold.
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The company primarily engages in gold loans by lending money against the pledge of household gold jewellery ("Gold Loans") in Kerala, Tamil Nadu and Karnataka.
The company also offers microfinance loans, business and personal loans, money transfer services and the distribution of insurance products for third parties.
As of June 30, 2026, the company operated through 302 branches located across 6 states, namely Kerala, Tamil Nadu, Karnataka, Maharashtra, Telangana and Andhra Pradesh, managed through their registered office located at Thrissur, Kerala, and they employ 1,268 persons in their business operations.
The company is part of the Boby Chemmanur Group, which operates in various business segments and is headquartered in Kerala, India. The Group operates gold jewellery businesses in India, the USA and the Middle East. The Boby Chemmanur Group has received BIS certification for the purity of gold.
+ Read More