MONTHLY INTEREST
Monthly
| Series | Tenor | Coupon p.a. | Yield p.a. |
|---|---|---|---|
| Series 1 | 13 Months | 10.00% | 10.47% |
| Series 2 | 24 Months | 10.50% | 11.02% |
| Series 3 | 36 Months | 11.00% | 11.57% |
| Series 4 | 60 Months | 11.50% | 12.13% |
ANNUAL INTEREST
Annual
| Series | Tenor | Coupon p.a. | Yield p.a. |
|---|---|---|---|
| Series 8 | 24 Months | 10.75% | 10.75% |
| Series 9 | 36 Months | 11.25% | 11.25% |
CUMULATIVE INTEREST
Cumulative
| Series | Tenor | Yield p.a. |
|---|---|---|
| Series 5 | 13 Months | 10.50% |
| Series 6 | 24 Months | 11.00% |
| Series 7 | 36 Months | 11.50% |
| Series 10 | 72 Months | 12.25% |
CREDIT RATINGS
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ABOUT THE COMPANY
ICL Fincorp Limited is a non-deposit-taking middle-layer non-banking finance company (NBFC) operating in the gold loan sector.
It offers loans against household gold jewellery (“Gold Loans”) in Kerala, Tamil Nadu, Andhra Pradesh, Karnataka, Telangana, Odisha, Gujarat, and Maharashtra. Additionally, it provides property, business, and personal loans.
The Company provides Gold Loans to middle-class individuals, focusing on customer-centricity, efficiency, and seamless financial services.
For the half-year ended on Sep 30, 2025, the company's gold loan portfolio stood at Rs 74,57,736.56 thousand.
As on December 31, 2025, the company operates 305 branches across Kerala, Tamil Nadu, Andhra Pradesh, Karnataka, Telangana, Odisha, Gujarat, Maharashtra, Goa, West Bengal, and Delhi.
The company offers a range of tailor-made gold loan products with varied interest rates, loan amounts, and tenures to meet diverse financial needs.
+ Read More
It offers loans against household gold jewellery (“Gold Loans”) in Kerala, Tamil Nadu, Andhra Pradesh, Karnataka, Telangana, Odisha, Gujarat, and Maharashtra. Additionally, it provides property, business, and personal loans.
The Company provides Gold Loans to middle-class individuals, focusing on customer-centricity, efficiency, and seamless financial services.
For the half-year ended on Sep 30, 2025, the company's gold loan portfolio stood at Rs 74,57,736.56 thousand.
As on December 31, 2025, the company operates 305 branches across Kerala, Tamil Nadu, Andhra Pradesh, Karnataka, Telangana, Odisha, Gujarat, Maharashtra, Goa, West Bengal, and Delhi.
The company offers a range of tailor-made gold loan products with varied interest rates, loan amounts, and tenures to meet diverse financial needs.
+ Read More