MONTHLY INTEREST
Monthly
| Series | Tenor | Coupon p.a. | Yield p.a. |
|---|---|---|---|
| Series 1 | 400 Days | 9.50% | 9.92% |
| Series 3 | 18 Months | 9.85% | 10.31% |
| Series 4 | 2 Years | 10.00% | 10.47% |
| Series 6 | 3 Years | 10.25% | 10.75% |
| Series 8 | 5 Years | 10.75% | 11.30% |
ANNUAL INTEREST
Annual
| Series | Tenor | Coupon p.a. | Yield p.a. |
|---|---|---|---|
| Series 5 | 2 Years | 10.25% | 10.25% |
| Series 7 | 3 Years | 10.50% | 10.50% |
| Series 9 | 5 Years | 11.00% | 11.00% |
CUMULATIVE INTEREST
Cumulative
| Series | Tenor | Yield p.a. |
|---|---|---|
| Series 2 | 16 Months | 9.96% |
| Series 10 | 79 Months | 11.10% |
CREDIT RATINGS
ABOUT THE COMPANY
Incorporated in 1997, KLM Axiva Finvest Ltd is a non-deposit-taking systemically important non-banking finance company (NBFC Middle Layer) primarily serving low- and middle-income individuals and businesses.
KLM Axiva Finvest primarily operates in four business verticals:
Gold Loans;
Micro, small, and medium enterprise (MSME) loans;
Personal loans, and;
Microfinance loans to women customers.
The AUM in Gold, MSME, and Micro-Finance loans has increased at a CAGR of 30.59%, 13.28%, and 47.46%, from March 31, 2022, to March 31, 2024, respectively.
KLM Axiva Finvest's product portfolio includes:
Gold Loans: Loans against pledging of household gold jewelry by individuals.
MSME Loans: Lending to small and medium-sized enterprises such as businessmen, manufacturers, traders, and self-employed professionals.
Personal Loans: Loans to individual customers against tangible collaterals.
Microfinance Loans: Lending money to women customers for personal and business needs.
Vehicle Loans: 2 Wheeler loans to women customers.
As of June 30, 2025, the company has 668 branches across six states, namely Kerala, Karnataka, Tamil Nadu, Telangana, Andhra Pradesh, and Maharashtra, managed through its corporate office in Kochi.
+ Read More
KLM Axiva Finvest primarily operates in four business verticals:
Gold Loans;
Micro, small, and medium enterprise (MSME) loans;
Personal loans, and;
Microfinance loans to women customers.
The AUM in Gold, MSME, and Micro-Finance loans has increased at a CAGR of 30.59%, 13.28%, and 47.46%, from March 31, 2022, to March 31, 2024, respectively.
KLM Axiva Finvest's product portfolio includes:
Gold Loans: Loans against pledging of household gold jewelry by individuals.
MSME Loans: Lending to small and medium-sized enterprises such as businessmen, manufacturers, traders, and self-employed professionals.
Personal Loans: Loans to individual customers against tangible collaterals.
Microfinance Loans: Lending money to women customers for personal and business needs.
Vehicle Loans: 2 Wheeler loans to women customers.
As of June 30, 2025, the company has 668 branches across six states, namely Kerala, Karnataka, Tamil Nadu, Telangana, Andhra Pradesh, and Maharashtra, managed through its corporate office in Kochi.
+ Read More