MONTHLY INTEREST
Monthly
| Series | Tenor | Coupon p.a. | Yield p.a. |
|---|---|---|---|
| Series 1 | 24 Months | 8.37% | 8.70% |
| Series 2 | 36 Months | 8.52% | 8.85% |
| Series 3 | 60 Months | 8.65% | 9.00% |
| Series 4 | 72 Months | 8.75% | 9.10% |
ANNUAL INTEREST
Annual
| Series | Tenor | Coupon p.a. | Yield p.a. |
|---|---|---|---|
| Series 5 | 24 Months | 8.70% | 8.69% |
| Series 6 | 36 Months | 8.85% | 8.84% |
| Series 7 | 60 Months | 9.00% | 8.99% |
| Series 8 | 72 Months | 9.10% | 9.09% |
CUMULATIVE INTEREST
Cumulative
| Series | Tenor | Yield p.a. |
|---|---|---|
| Series 9 | 24 Months | 8.70% |
| Series 10 | 36 Months | 8.85% |
| Series 11 | 60 Months | 9.00% |
| Series 12 | 72 Months | 9.10% |
CREDIT RATINGS
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ABOUT THE COMPANY
Incorporated in 1997, Muthoot Fincorp Limited is a non-deposit-taking NBFC. The company primarily offers personal and business loans secured by gold ornaments and jewellery. The gold loan product is available for both personal and business purposes and meets individuals' short-term liquidity needs.
The company's gold loan portfolio comprised around 35.38 lakhs and 34 lakhs of loan accounts as of September 30, 2025, and March 31, 2025, respectively.
As of December 31, 2025, the Company operated 3,757 branches across 25 states, including the Andaman and Nicobar Islands and Delhi, employing 29,663 staff, including 70 contracted experts.
The company offers the following gold loan products, among others:
Muthoot Blue Guide Gold Loans
Muthoot Blue Bright Gold Loan
Muthoot Blue Power Gold Loan
Muthoot Blue Bigg Gold Loan
Muthoot Blue Smart Gold Loan 24x7 Express Gold Loan
Apart from gold loans, the company also offers foreign exchange and money transfer services as a sub-agent of various
The company's gold loan portfolio comprised around 35.38 lakhs and 34 lakhs of loan accounts as of September 30, 2025, and March 31, 2025, respectively.
As of December 31, 2025, the Company operated 3,757 branches across 25 states, including the Andaman and Nicobar Islands and Delhi, employing 29,663 staff, including 70 contracted experts.
The company offers the following gold loan products, among others:
Muthoot Blue Guide Gold Loans
Muthoot Blue Bright Gold Loan
Muthoot Blue Power Gold Loan
Muthoot Blue Bigg Gold Loan
Muthoot Blue Smart Gold Loan 24x7 Express Gold Loan
Apart from gold loans, the company also offers foreign exchange and money transfer services as a sub-agent of various