MONTHLY INTEREST
Monthly
| Series | Tenor | Coupon p.a. | Yield p.a. |
|---|---|---|---|
| Series 1 | 24 Months | 8.56% | 8.90% |
| Series 2 | 36 Months | 8.75% | 9.10% |
| Series 3 | 60 Months | 8.84% | 9.20% |
| Series 4 | 72 Months | 8.88% | 9.24% |
ANNUAL INTEREST
Annual
| Series | Tenor | Coupon p.a. | Yield p.a. |
|---|---|---|---|
| Series 5 | 24 Months | 8.90% | 8.89% |
| Series 6 | 36 Months | 9.10% | 9.09% |
| Series 7 | 60 Months | 9.20% | 9.19% |
| Series 8 | 72 Months | 9.25% | 9.24% |
CUMULATIVE INTEREST
Cumulative
| Series | Tenor | Yield p.a. |
|---|---|---|
| Series 9 | 24 Months | 8.90% |
| Series 10 | 36 Months | 9.10% |
| Series 11 | 60 Months | 9.20% |
| Series 12 | 72 Months | 9.25% |
CREDIT RATINGS
ABOUT THE COMPANY
Incorporated in 1997, Muthoot Fincorp Limited is a non-deposit-taking NBFC. The company primarily offers personal and business loans secured by gold ornaments and jewellery. The gold loan product is available for both personal and business purposes and meets individuals' short-term liquidity needs.
As of March 31, 2026, its AUM (Asset Under Management) stood at o ₹73,44,471.93 lakh, on a consolidated basis and ₹56,18,510.03 lakhs, on a standalone basis.
As of June 30, 2026, the company has 3,845 branches and 326 processing centres across 25 states and union territories.
In addition to its core gold loan business, the company provides foreign exchange and domestic money transfer services through partnerships with registered money transfer operators, acting as their sub-agent. Muthoot Fincorp has also diversified into other business verticals, including the generation and sale of wind power through its wind energy projects in Tamil Nadu and real estate development through joint ventures involving the company's land and property assets.
As of March 31, 2026, its AUM (Asset Under Management) stood at o ₹73,44,471.93 lakh, on a consolidated basis and ₹56,18,510.03 lakhs, on a standalone basis.
As of June 30, 2026, the company has 3,845 branches and 326 processing centres across 25 states and union territories.
In addition to its core gold loan business, the company provides foreign exchange and domestic money transfer services through partnerships with registered money transfer operators, acting as their sub-agent. Muthoot Fincorp has also diversified into other business verticals, including the generation and sale of wind power through its wind energy projects in Tamil Nadu and real estate development through joint ventures involving the company's land and property assets.